Monday, January 2, 2023

GET PRE APPROVED FOR A BUSINESS LOAN

GET PRE APPROVED FOR A BUSINESS LOAN


There are so many different loan options today that it easily can become overwhelming, where you may not know which loan program or loan source to apply with.  Conventional banks will only approve you if you have a well-established, profitable business.  Some alternative lenders will lend to you if you have a certain amount of revenue, while others only care about your personal credit quality. Some lenders will lend you money based on your collateral, and others insist you have excellent business credit to get approved.

With so many business loan options available today, do you know how to get the most amount of money at the best terms?


Our team and finance suite platform pull together all legitimate business lending programs into one place.  We work with hundreds of different lenders that offer unique loan programs that work for all different types of borrowers.


Here are some of the loan options available to you now:


  • Low-interest credit lines

  • Long-term conventional bank loans

  • Term loans

  • Cash flow financing up to $500,000 with no collateral or personal credit requirements

  • Unsecured financing up to $150,000, even for startups

  • Asset based lending with rates less than 5%


By working with all legitimate loan programs and an arsenal of lenders, we can get you the most amount of business financing at the best terms.  We often help clients secure multiple types of loans and credit lines through different sources to maximize approvals.


Plus, our team even negotiates lender rates and terms for you to ensure you get the best terms available.  And, we use the volume of loans we close as leverage to get you even better terms.  You finance team works hand-in-hand with you, and directly with lenders to get your loan approved and closed quickly.


You can get funding in as little as 72 hours, and get rates even lower than 5% on some funding. And, you get an entire finance team of loan processors and Finance Officers who work together towards one common goal, getting you the most money at the best terms.


Contact us today to get loans and credit lines for your business, even when banks say “no”.


Get Approved for Credit and Financing


We are dedicated to helping you get business credit and financing for your company. Contact us today to learn more and for your free business credit and loan consultation.


What is a Business Loan?


About Business Loan:


Business Loan is an Unsecured or Collateral free Loan, which you can get from banks & Non-Banking Financial Institutions, to fulfil your Business fund needs.


Basically, it’s a loan for any need and it’s quite easy to have it without any questions asked by the bank & Non-Banking Financial Institutions. Moreover, you also get the freedom to use the loan amount for Business purpose.


Uses of Business Loan:


Business Loan is a Business-purpose loan, which you can use for any Purposes in Business such can be as follows:


  • Plant & Machinery

  • Stock Purchase for Business

  • Business Expansion

  • New Branches opening Etc.


Do you know? you can get Business Loan Very Easily.        


Don’t worry to know more about Business Loan.


 


Features of Business Loan:


  1. Interest Rate: the Rate of interest of the unsecured Business loan is relatively higher than other loans however the growing competitors among the many competitors, give benefit to you to decide on the bank with less interest rate.

  2. Repayment: Repaying personal is easy because of the convenient options available for you such as post-dated cheques, EMI etc.

  3. Minimal Paperwork: Getting the Best Business Loan is less complicated than other loans as a result of banks understand the urgent want of their customers, they do the approval quickly. Most of the banks approved the Business loan request within 72 hours.

  4. Tenure: Last but not the least, you get enough time to repay your loan with equal instalments and the tenure can be between 12-36 months. So, take your time and repay the loan comfortably.

  5. Loan Amount: You can get the loan as low as ₹ 5 Lakh and as high as ₹ 5 Crores, which can be used in any Business purpose.


Eligibility:


Self-Employed:


Age:      1. Min age of applicant                                           25 years


2. Max age of loan maturity                                 65 years


Experience: Min period in current business                02 year


Income:                                                                                 Min. profit after tax


Professional                                                                        Above ₹ 2 Lakhs


Non-Professional                                                             Above ₹ 2 Lakhs


Documents:


KYC Document:


  • Pan Card

  • Aadhar Card

  • Voter ID

  • Passport

  • Driving Licence


Financial Documents:


Financial Documents of Self-employed Businessperson:


  • Last 2 Years ITR with Computation of income

  • Bank statement

  • Current account statement of last 1 year

  • Business or residence ownership proof

  • GST Registration

  • Last 1-year GST Returns


Process of applying for a personal loan:


  • Filling up a loan application form

  • Submitting form and documents

  • Sanctioning of loan

  • Executing the agreement

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